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@dsa 1233 He's WRONG. We need CTOS because CCRIS has blind spots. CCRIS from BNM tells lenders if you are currently paying your mortgage.
CTOS tells lenders if you have a history of legal trouble or are listed as a director of a failed company . They don't compete; they complement each other to prevent the lender from lending money to someone who looks good at the bank but is in trouble everywhere else.
No, He is correct. This requires investors who truly believe in the company to hold the stock. Only then can the share price rise steadily and sustainably.
ccris and ctos is two different systems. ccris listed those gov linked accounts and ctos more on personal/private companies. That's y bank will buy a ctos and rate a customer other than ccris.
